📋 Budget Planner

Plan your 50/30/20 budget.

Monthly Take-Home ($)

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Needs 50%

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Wants 30%

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Savings 20%

50/30/20 Rule

Needs: rent, food, utilities. Wants: dining, hobbies. Savings: emergency fund, investing.

Need vs want?

Need: essential, non-negotiable. Want: lifestyle choice you could live without.